:root {
  --bg: #0b1120;
  --panel: #111827;
  --panel-soft: #f8fafc;
  --text: #0f172a;
  --text-light: #cbd5e1;
  --white: #ffffff;
  --line: #e2e8f0;
  --primary: #2563eb;
  --primary-dark: #1d4ed8;
  --accent: #0f766e;
  --success: #166534;
  --error: #b91c1c;
  --shadow: 0 20px 50px rgba(15, 23, 42, 0.12);
  --radius: 20px;
  --container: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Arial, Helvetica, sans-serif;
  color: var(--text);
  background: #f1f5f9;
  line-height: 1.6;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
.container { width: min(calc(100% - 32px), var(--container)); margin: 0 auto; }
.section { padding: 72px 0; }
.section-title { font-size: clamp(1.8rem, 3vw, 2.8rem); line-height: 1.1; margin: 0 0 12px; }
.section-copy { max-width: 720px; color: #475569; margin: 0 0 28px; }
.badge {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 8px 14px; border-radius: 999px; background: rgba(37,99,235,.12);
  color: var(--primary); font-weight: 700; font-size: .92rem; margin-bottom: 16px;
}
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  border: 0; cursor: pointer; padding: 14px 22px; border-radius: 14px;
  font-weight: 700; font-size: 1rem; transition: .2s ease; min-height: 52px;
}
.btn-primary { background: var(--primary); color: var(--white); box-shadow: var(--shadow); }
.btn-primary:hover { background: var(--primary-dark); transform: translateY(-1px); }
.btn-secondary { background: var(--white); color: var(--text); border: 1px solid var(--line); }
.btn-secondary:hover { background: #f8fafc; }

.site-header {
  position: sticky; top: 0; z-index: 50; backdrop-filter: blur(14px);
  background: rgba(255,255,255,.85); border-bottom: 1px solid rgba(226,232,240,.9);
}
.header-inner {
  min-height: 78px; display: flex; align-items: center; justify-content: space-between; gap: 16px;
}
.brand { font-weight: 800; letter-spacing: -.02em; font-size: 1.08rem; }
.brand small { display: block; color: #64748b; font-weight: 600; font-size: .78rem; }
.site-nav { display: flex; align-items: center; gap: 18px; }
.site-nav a { color: #334155; font-weight: 600; }
.site-nav a:hover { color: var(--primary); }
.menu-toggle {
  display: none; background: var(--white); border: 1px solid var(--line); border-radius: 12px;
  padding: 10px 12px; font-weight: 700;
}

.hero {
  position: relative; overflow: hidden;
  background: radial-gradient(circle at top left, rgba(37,99,235,.18), transparent 30%),
              linear-gradient(135deg, #0f172a 0%, #111827 60%, #172554 100%);
  color: var(--white);
}
.hero-grid {
  display: grid; grid-template-columns: 1.2fr .8fr; gap: 32px; align-items: center; min-height: 86vh;
}
.hero h1 {
  font-size: clamp(2.2rem, 5vw, 4.5rem); line-height: .98; margin: 0 0 18px; letter-spacing: -.04em;
}
.hero p {
  font-size: 1.08rem; color: #dbeafe; max-width: 670px; margin: 0 0 24px;
}
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: 24px; }
.hero-points { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; }
.hero-points div {
  background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.1); border-radius: 18px;
  padding: 16px;
}
.hero-points strong { display: block; font-size: 1.35rem; margin-bottom: 4px; }
.hero-card {
  background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.12); border-radius: 24px;
  padding: 26px; box-shadow: var(--shadow);
}
.hero-card h2 { margin-top: 0; font-size: 1.4rem; }
.hero-card p { color: #cbd5e1; font-size: 1rem; }
.hero-card ul { margin: 0; padding-left: 20px; color: #e2e8f0; }

.cards-grid,
.process-grid,
.footer-grid,
.contact-grid,
.stats-grid,
.legal-grid {
  display: grid; gap: 22px;
}
.cards-grid { grid-template-columns: repeat(3, 1fr); }
.process-grid { grid-template-columns: repeat(4, 1fr); }
.stats-grid { grid-template-columns: repeat(4, 1fr); }
.contact-grid { grid-template-columns: 1fr 1fr; align-items: start; }
.footer-grid { grid-template-columns: 1fr 1fr 1fr; }
.legal-grid { grid-template-columns: 1fr 1fr; }
.card,
.stat-card,
.legal-card,
.contact-card,
.quote-box,
.process-card {
  background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow);
}
.card, .process-card, .stat-card, .contact-card, .quote-box { padding: 26px; }
.card h3, .process-card h3, .contact-card h3, .legal-card h2 { margin-top: 0; }
.card p, .process-card p, .contact-card p, .stat-card p { color: #475569; margin-bottom: 0; }
.icon {
  width: 52px; height: 52px; border-radius: 16px; background: rgba(37,99,235,.12); color: var(--primary);
  display: grid; place-items: center; font-weight: 800; margin-bottom: 16px;
}
.stat-card strong { font-size: 2rem; display: block; margin-bottom: 6px; }
.section-dark { background: #e2e8f0; }
.cta-panel {
  background: linear-gradient(135deg, #0f172a 0%, #1e3a8a 100%); color: var(--white);
  border-radius: 28px; padding: 36px; box-shadow: var(--shadow);
}
.cta-panel p { color: #dbeafe; }

.quote-form { display: grid; gap: 14px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.input-group { display: grid; gap: 8px; }
.input-group label { font-weight: 700; font-size: .95rem; }
.input-group input,
.input-group select,
.input-group textarea {
  width: 100%; border: 1px solid #cbd5e1; border-radius: 14px; padding: 14px 15px;
  font: inherit; background: var(--white); color: var(--text);
}
.input-group textarea { min-height: 140px; resize: vertical; }
.form-note { color: #64748b; font-size: .92rem; margin: 0; }
.form-feedback { margin: 0; font-size: .95rem; font-weight: 700; }
.form-feedback.success { color: var(--success); }
.form-feedback.error { color: var(--error); }

.page-hero { padding: 100px 0 54px; background: linear-gradient(180deg, #eff6ff 0%, #f8fafc 100%); }
.page-hero h1 { margin: 0 0 12px; font-size: clamp(2rem, 4vw, 3.4rem); }
.page-hero p { max-width: 760px; color: #475569; margin: 0; }
.content-card { background: var(--white); border: 1px solid var(--line); border-radius: 24px; padding: 30px; box-shadow: var(--shadow); }
.content-card h2 { margin-top: 0; }
.content-card h3 { margin-bottom: 8px; }
.content-card p, .content-card li { color: #475569; }
.content-card ul { padding-left: 20px; }
.legal-card { padding: 30px; margin-top: 26px; }
.footer { background: #0f172a; color: var(--white); padding: 48px 0 18px; }
.footer h3 { margin-top: 0; font-size: 1.05rem; }
.footer p, .footer li { color: var(--text-light); }
.footer-list { padding-left: 18px; margin: 0; }
.footer-bottom { margin-top: 26px; padding-top: 18px; border-top: 1px solid rgba(255,255,255,.1); }

@media (max-width: 960px) {
  .hero-grid,
  .cards-grid,
  .process-grid,
  .stats-grid,
  .contact-grid,
  .footer-grid,
  .legal-grid { grid-template-columns: 1fr; }

  .hero { padding: 24px 0 56px; }
  .hero-grid { min-height: auto; }
  .hero-points { grid-template-columns: 1fr; }
  .site-nav {
    position: absolute; top: 78px; left: 16px; right: 16px; display: none; flex-direction: column;
    align-items: stretch; padding: 18px; background: var(--white); border: 1px solid var(--line);
    border-radius: 18px; box-shadow: var(--shadow);
  }
  .site-nav.open { display: flex; }
  .menu-toggle { display: inline-flex; }
  .site-nav .btn { width: 100%; }
}

@media (max-width: 640px) {
  .section { padding: 56px 0; }
  .header-inner { min-height: 70px; }
  .form-row { grid-template-columns: 1fr; }
  .cta-panel, .content-card, .legal-card, .card, .process-card, .contact-card, .quote-box, .stat-card { padding: 22px; }
}